Study loan

You can apply for the Estonian student loan if you:

• study full or part time,
• are a citizen of Estonia or have a permanent residence permit or permanent right of residence in Estonia.

Such students can get student loans the number of times that corresponds to the years of their nominal period of study. It is not possible to apply for a student loan while on academic leave.
A student can get a student loan once per academic year between September 15 and June 1.
In the 2025/2026 academic year the maximum amount of the student loan is €6000. The loan can be secured by a guarantor of one Estonian citizen or real estate property located in Estonia.

For more information about student loans, contact the bank. In the 2025/2026 academic year, student loans are granted by  LHV and Swedbank.