{"id":326,"date":"2018-08-10T14:03:39","date_gmt":"2018-08-10T14:03:39","guid":{"rendered":"http:\/\/students.ebs.ee\/\/?page_id=326"},"modified":"2025-10-01T10:47:24","modified_gmt":"2025-10-01T07:47:24","slug":"oppemaks","status":"publish","type":"page","link":"https:\/\/students.ebs.ee\/et\/oppemaks-ja-stipendiumid\/oppemaks\/","title":{"rendered":"\u00d5ppelaen"},"content":{"rendered":"\n<p>Riiklikku \u00f5ppelaenu \u00f5igus saada nii t\u00e4is- kui ka osakoormusega \u00f5ppival \u00fcli\u00f5pilasel.<br>\u00d5ppelaenu on \u00f5igus saada igal k\u00f5rgharidusastmel vaid \u00fche nominaalse \u00f5ppeaja ulatuses. See t\u00e4hendab, et laenu on \u00f5igus saada nii mitu korda, kui mitu aastat kestab nominaal\u00f5ppeaeg. 2025\/2026 \u00f5ppeaastal on \u00f5ppelaenu maksimaalm\u00e4\u00e4raks  <strong>6000 eurot <\/strong>\u00f5ppeaastas.<\/p>\n\n\n\n<p><strong>NB!<\/strong> Ettev\u00f5tluse ja \u00e4rijuhtimise sessioon\u00f5ppes on kuni 2024\/2025 vastuv\u00f5tuni tegelik \u00f5ppeaeg 3,5 aastat. Sellega seoses peavad \u00fcli\u00f5pilased arvestama, et riikliku \u00f5ppelaenu on v\u00f5imalik saada ainult kolme aasta jooksul \u2013 st tegelikku \u00f5ppeaja pikkust pangad laenu andmisel ei arvesta.<\/p>\n\n\n\n<p>Akadeemilisel puhkusel olles \u00f5ppelaenu taotleda ei saa.<\/p>\n\n\n\n<p>\u00d5ppelaenu saab v\u00f5tta \u00f5ppeaasta jooksul \u00fche korra ajavahemikul 15. septembrist j\u00e4rgmise aasta 1. juunini. <br>\u00d5ppelaenu ei saa v\u00f5tta \u00f5ppurid, kes \u00f5pivad avatud \u00fclikoolis ja kellel puudub \u00fcli\u00f5pilasstaatus (n\u00e4iteks eksternid).<\/p>\n\n\n\n<p>K\u00f5ik immatrikuleeritud \u00fcli\u00f5pilased kantakse \u00fcli\u00f5pilaste riiklikku andmebaasi (Eesti Hariduse Infos\u00fcsteem EHIS), mille alusel pangad kontrollivad \u00fcli\u00f5pilase \u00f5ppuristaatust. Avaldusi \u00f5ppelaenu taotlemiseks saab reeglina esitada pankade kodulehtede kaudu. \u00d5ppelaenude v\u00e4ljamaksmine algab 15. septembrist.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>NB!<\/strong> \u00d5ppelaen on laen nagu iga teinegi. Tutvu hoolikalt laenu lepingutingimustega.<br><strong>NB!<\/strong> T\u00e4psemat infot \u00f5ppelaenu kohta saab <a href=\"https:\/\/www.hm.ee\/korgharidus-ja-teadus\/korgharidus\/oppelaen\" target=\"_blank\" rel=\"noreferrer noopener\">Haridus- ja teadusministeeriumi kodulehelt<\/a> v\u00f5i pangast. 2025\/2026 \u00f5ppeaastal pakuvad \u00f5ppelaenu pakuvad <a href=\"https:\/\/www.lhv.ee\/et\/oppelaen\" target=\"_blank\" rel=\"noreferrer noopener\">LHV<\/a> ja <a href=\"https:\/\/www.swedbank.ee\/private\" target=\"_blank\" rel=\"noopener noreferrer\">Swedbank<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Riiklikku \u00f5ppelaenu \u00f5igus saada nii t\u00e4is- kui ka osakoormusega \u00f5ppival \u00fcli\u00f5pilasel.\u00d5ppelaenu on \u00f5igus saada igal k\u00f5rgharidusastmel vaid \u00fche nominaalse \u00f5ppeaja ulatuses. See t\u00e4hendab, et laenu on \u00f5igus saada nii mitu korda, kui mitu aastat kestab nominaal\u00f5ppeaeg. 2025\/2026 \u00f5ppeaastal on \u00f5ppelaenu maksimaalm\u00e4\u00e4raks 6000 eurot \u00f5ppeaastas. NB! Ettev\u00f5tluse ja \u00e4rijuhtimise sessioon\u00f5ppes on kuni 2024\/2025 vastuv\u00f5tuni tegelik \u00f5ppeaeg&#8230;<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":322,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","footnotes":""},"categories":[60],"semester":[],"campus":[],"class_list":["post-326","page","type-page","status-publish","hentry","category-oppemaks"],"acf":[],"_links":{"self":[{"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/pages\/326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/comments?post=326"}],"version-history":[{"count":7,"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/pages\/326\/revisions"}],"predecessor-version":[{"id":11525,"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/pages\/326\/revisions\/11525"}],"up":[{"embeddable":true,"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/pages\/322"}],"wp:attachment":[{"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/media?parent=326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/categories?post=326"},{"taxonomy":"semester","embeddable":true,"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/semester?post=326"},{"taxonomy":"campus","embeddable":true,"href":"https:\/\/students.ebs.ee\/et\/wp-json\/wp\/v2\/campus?post=326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}